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Archive for the financial independence Category

A Home Business You Can Count On - A Company You Can Depend On…

Benefits of a great business and awesome products.We have every product you need to simply switch stores and be happy and save money.Keep Clothes Looking New &  Save 50% Winter Laundry SpecialBeing Happy and Healthy Make A Great Holiday Gift To Yourself.Making Extra Money Doing Something You Love , Is Even Better.You can even shop by your health needs.  Such as weight management, nutrition, bone and joint,heart health, antioxidants, digestive, eyes, stress and anxiety, prostate, immune, brain, menopausaland urinary tract health and so much more.We have something for everyone, Compare and Save… you will see the difference.  You can simply bea preferred customer or customer also making extra money.  The choice is yours.  No matter what youdecide you will be so happy with the products.  If you would like to learn more, please contact me today.http://www.kjwealthplan.com

Advantages Of A Home Based Business

Advantages of A Home Based Business

Here is his list of potential deductions for your business:
Your Business portfolio. Usually about $32.50 (US), this is the membership expense that actually starts your business. (Use your Account documents to document, or your canceled check.)
Your Value or Career Pack/Sampler Kit
. In order to understand and market Melaleuca’s unique products, you need to use them yourself. These packs provide you with the most popular products for you to try, and convert your house at the same time. (Melaleuca provides receipts for all purchases, keep for tax time.)
Your Monthly Purchases.
These purchases are “required” in order to get a check (no purchase, no check). Thus, this qualifies your purchase as a deduction. Since many of the benefits from using Melaleuca products come in the long-term, we must become a “product of our products”, and the daily/monthly usage allows us to do this. Also, if you give in-homes and one-on-ones you need your products to be fresh and attractive to show them to potential customers.  Many CPAs confuse Melaleuca with a Distributorship where you have to buy, inventory, and resell product. In those businesses, your purchases are not deductible. Melaleuca is a WHOLESALE business where 95% of the product goes directly to the end customer. This also permits Melaleuca to charge taxes on only the wholesale cost, rather than the catalog retail, as other home businesses do (Amway, MaryKay, Avon, etc.). (Document these purchases with the packing slip/invoice in each order. Don’t forget the sales tax and shipping is included in this deduction!)
Your Home Office.
Create one area in your house to do your Melaleuca Business from. It can be out of a closet, a desk in the corner of a room, a full room, or an office created out of some of your garage space, the only requirement is that it be used exclusively for business. If your desk is in the TV room, you can’t deduct the whole room, just the area that you actually work in. The percentage of the house used for business calculates the part of the following that you can deduct from your taxes: (Document with receipts.)
Rent (If you own your home with the bank, the interest, taxes, etc. are applied elsewhere)
Electrical Bill
Sewer Bill
Insurance (not deductible at all, unless you have a home business!
Cleaning Service (as long as they clean where you office is too!
Garbage service
Water Bill
House Repairs
Landscaping (if people come to your house on business)
Personal Training Expenses. (Document with receipts)
Seminars Attended
Books
Cassette / CD programs
B.E.S.T. series tapes/CDs
Training Conference calls
Advertising Expenses.
Like MelaGear? It all has the logo, and is thus an advertising expense.
Giving a gift? If Melaleuca product, or MelaGear, treat as Advertising.
Newspaper ads
County Fair / expo booth fees.
Flyers
Product Samples
Company Literature
Reproduction costs (photocopies, etc.)
Labor Expenses paid to your children for Business related work.
(Up to $4700 in 2003). Keep track of what is done, and how much paid, pay by check, canceled check is proof. NO SSN OR INCOME TAXES need to be paid on your children!
Emptying the Garbage
Mowing Lawn, other Landscaping
Cleaning your office.
Filing.
Computer work (Most kids are better at computers than we are!)
Envelope stuffing/postcard stamping, other mailing tasks.
Other business related items.
Business Travel.
Convention
Travel to pre-arranged presentations. Going to visit your sister? Put an ad in their local paper two-three weeks before, coordinate several appointments, and your trip is deductible (within some limits). Is your wife/husband going? Are they working with you in the business, and will they be at the appointments? Their trip is deductible too!
Air fare, train fare, and car mileage.
All “fees” related to travel - parking, tolls, security, etc.
Meals while on the trip (subject to limitations).
Entertainment expenses (subject to some rules and limitations)
Out of area training.
Office Expenses.
Paper clips, printer paper and toner, light bulbs, pens, pencils, highlighters.
White boards, easels, presentation flip charts
Furnishings (Chairs, desks, lamps, carpet, etc.)
Equipment (Computers, printers, fax machines, PDAs, phones, etc.)
Phone bill (If you only have one phone, only the long distance calls related to business, the IRS believes that one line is a ‘necessity’ and will not allow that as a deduction).
Special services on your phone bill (Three-way calling, call waiting, voice mail)
Second line used for business. (Document business usage by adding to your business card/stationery)
Cell Phone. (Document business usage by adding to your business card/stationery)
iglide.net account and e-mail. (Document business usage by adding to your business card/stationery). (Document fees by printing billing from iglide.net)
Data processing costs for business report. (Melaleuca documents for you on business report, and on year-end 1099 form)
Postage for business mailings.
In-Touch Reports costs.
Mentoring Report costs.
Business Meals. When you do a presentation at a restaurant/coffee shop, pick up your receipt! This is a deductible expense (50%)
Celebration Expenses.
Giving a party to celebrate? Make it a business event. Invite your business associates/prospects and deduct the entire cost! (Make sure you celebrate your business!) Document via receipts and invitation list, have attendees sign a “guest book” to document who attended.
In-home expenses
.
Baby Sitters
Product cases (for carrying display product in/out of house)
Demonstration supplies.
Assistants (read: your children, if old enough)
Food provided (100%).
Snacks/Tea/Coffee/Attain Shakes (100%)
Mileage to/from presentations, training events, Product Launches, etc. (36¢ per mile this year!) Document with mileage log. Do for three consecutive months, or three like periods, extrapolate totals to full year (multiply by four). IRS requires some sort of logical, written documentation of this. If your day planner does not have a good sheet for this, check out on the web for one, or make your own. It needs Date, purpose, start mileage, end mileage, total mileage on the trip, and total mileage for the month. You will also need the year’s start and ending mileage numbers off of your car’s odometer for the tax form.

Now for some “general” tax issues that you should be looking at, if not using:
401K. Usually set up by an employer, often with matching funds. If you have the option, you should be contributing. Start low on the percentage scale and move up with each raise (add 1% to your contribution). Your contribution is not taxed until you take it out, and if your company is matching a percentage of your contribution, you are almost guaranteed to come out ahead!
College Tuition Deduction.
With some income limitations, allows up to $3,000 deduction for college tuition in 2002 and 2003, $4,000 in 2004 and 2005. Expires at the end of 2005, and cannot be taken in the same year, for the same student as the Hope or Lifetime Learning Credits (below)
Hope Credit.
Designed to help pay for the first two years of college for yourself or your children. 100% of the first $1,000 and 50% of the next $1,000, for a total credit potential of $2,500! Student must be enrolled at least halftime, and in a program leading to a recognized credential or degree.
Lifetime Learning Credit.
Covers up to 20% of the first $5,000 spent on updating or learning a new job skill. Maximum credit per year of $1,000 per family (Husband/wife).
Car Lease.
Look at the lease/purchase decision VERY carefully! Usually the lease option is best for those that do not drive a lot, because the lease penalties for going over the anticipated mileage are very severe. (We have a friend who parked his leased car for a year to get the mileage back into the lease zone, and he still had to pay the lease and insurance on the car!)
Want to help your grandchildren who don’t live with you?
Set up a Coverdale Education Savings Account for them. You can contribute up to $2,000 per year, and the money can be used for college or qualified Kindergarten - 12th grade expenses also (read that “Private School”. Also check out your State and Federal “Section 529″ savings plans.
If you’re concerned about Capital Gains on the sale of your home. Don’t take the depreciation part of the Home Office Deduction. Up to $500,000 of the Captial Gains is fully tax sheltered, if you have lived in the house for at least 2 years.
Staying at a Friend’s house while on business?
Give them a gift in return, and deduct the amount as lodging for the trip. Cash or product are both OK (of course, I always give a gift of Melaleuca Products, especially if they are not yet customers, it breeds interest!) Limitation: Cannot exceed the cost of average hotel room in the area. (You can get the government’s idea of “average” for an area by searching for the US Government “per diem” rates on the Internet).

Taxes are a VERY complex issue, and no widespread communication like this would be complete without the “boiler plate” disclaimer:

All of the above information is advisory and educational. It MAY NOT apply to you and your circumstances in any given year. If you have any questions about your specific situation, consult a qualified Tax Professional.

Join our wonderful team today : http://www.kjwealthplan.com

Great Results From Products And A Company That Can Change Your Life

Melaleuca Oil (fever blisters)

Of course I love all of Melaleuca’s products that I have used so far, but the Melaleuca Oil is just awesome. I get fever blisters quite often. I get them after having colds, anytime I have a fever, and usually the first part of summer when I am out on the boat the first couple of times. I used to use either Carmex or Champho-Phenic. Both products will eventually dry them up after a week or so but does nothing to keep them from spreading across my whole lip. Since I started with Melaleuca in March I have started to get a fever blister or 2 separate occasions and as soon as I noticed the first little blister I immediately began dabbing Melaleuca Oil on it ever couple of hours and the blister never developed. Best of all it was gone completely within about 48 hours! When you get them as bad as I do this is such a relief! 

Sol-u-Mel (pink nail polish out of carpet)

I am sure you will get a tonne of sol-u-mel stories but I still wanted to share mine. As you know it is such a great product. My daughter spilt bright pink nail polish on our beige carpet. I got out my sol-u-mel full strength and with a bit of work it came right out. Wow! To say I was thrilled was an understatement. Gotta love melaleuca!! 

Vitality for Life Pak  (migraines)

My latest product experience is in regards to the Vitality Pack vitamins. I just enrolled in the middle of April. My husband and I both started taking the vitamins. To give you a little background on my husband, Peter; he is 27 yrs old and he has suffered from Migraines since he was 5yrs old. They are hereditary in his family, his grandmother also suffered from them for most of her adult life from the age of 25 until she was 65. They have done catscans, MRI’s, EKG’s, the whole works he has tried pretty much every drug on the market to help prevent along with take the pain away once they begin, this includes Immatrex (both pills and nasal sprays), Migrainal, Nortriptolean, anti-depression pills, anti-seizure pills, as you can see the list goes on and on. He usually gets 1-5 migraines a week, at least one bad one that includes vomiting, can’t have any light or noise anywhere around him, which is sometimes difficult with a 1 & 3 yr old. Anyways since taking the awesome miracle vitamin Peter has been able to go off of all 3 medications he has been taking for migraines and has had no migraines in a month. That is AWESOME for him as well as our family. He said he is actually kind of scared and when I asked him why he replied because he never wants to run out. I obviously told him not a problem. Anyways the Vitality Pack vitamins are our miracle vitamins and that alone will make us a customer for life, let alone give is that much more motivation to help build my business… 

Are you searching for the perfect home based business that can change your life.  Well you found it.

http://www.kjwealthplan.com

Tax Advantages Of A Home Based Business - Open One Today….

We’ve ALL heard there are many tax advantages to having a Home Based Business. A seminar conducted last spring listed over 50 ways one can DOCUMENT and DEDUCT BUSINESS EXPENSES from your U.S. Income Taxes, some of which you might not have considered! 

As the IRS requires written documentation to qualify for the deduction, KEEP ALL RECEIPTS!

The home based business industry was looked at, and the statistics showed that MOST individuals never produce profit from their company. However, our company is one of the few where statistics show many, many people earn profits… and doing so on a consistent or month to month basis. 

Here is his list of potential deductions for your business:

Your MEMBERSHIP fees

Your INITIAL PRODUCT ORDER. Yes, even thought you’d be purchasing these types of necessity products elsewhere if you were not part of this business, NOW that purchase can be tax deductions!

Rent

Electrical Bill

Sewer/Water Bill

Insurance (not deductible at all for those without a home business!)

Cleaning Service (as long as they clean where you office is too!)

Garbage service

House/Office Repairs

Landscaping (if people come to your house on business)

Personal Training Expenses.

Advertising Expenses.

Newspaper ads

Flyers / Business Cards / Trifolds

Product Samples

Company Literature

Reproduction costs (photocopies, etc.) Labor Expenses paid to your children for Business related work.

Business Travel 

  
When you take into consideration the additional TAX ADVANTAGES, it makes EVEN MORE SENSE that the timing is right to change where you NOW shop to THIS COMPANY, using your Home Computer with your own HOME BASED BUSINESS…. 

Of course you’ll want to consult your accountant as laws vary from state to state, country to country and year to year, but we can promise you this: having a home-based business will help keep more of your hard earned money in your pocket.

Join A Great Company And Awesome Team Today…. You have the potential to make some really great money and save money in the process.  It doesn’t get any better than this.

http://www.kjwealthplan.com

Creating Health & Wealth With A Company That Truly Cares

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The germ-killing power of the new Sol-U-Guard Botanical 2x with the power of botanical thyme oil and citric acid.

Swine Flu and Sol-U-Guard Botanical 2x Disinfectant

Kills Pandemic 2009 H1N1 influenza A virus (formerly called swine flu)

Even if a surface looks clean, how do you know it’s germ-free? You can clean up messes until everything is sparkling again, but you still have germs to worry about.

With Sol-U-Guard Botanical 2x Concentrate disinfectant, now you can take care of the last step of cleanup—killing those germs—with a powerful botanical formula that’s gentle enough to use around kids, pets, and food. Just spray Sol-U-Guard Botanical 2x on countertops, tables, sinks, doorknobs, and more—and germs will be gone in minutes. Using the dual disinfecting power of thyme oil and citric acid, Sol-U-Guard Botanical 2x kills over 99.9%* of common household germs on hard, nonporous surfaces in less than 10 minutes, and leaves behind just a mild herbal scent.+

EPA-Approved Botanical Formula

The Sol-U-Guard Botanical 2x formula is the first EPA approved disinfectant to combine thymol and citric acid as active ingredients. Together these proven botanical disinfectants kill over 99.9%* of common household germs on hard, nonporous surfaces, some in as little as 1 minute. And with Sol-U-Guard Botanical 2x there are no harsh fumes. All you smell is a mild, fresh herbal scent.

Eradicates Common Household Germs

You know these names—staph and E. coli. Sol-U-Guard Botanical 2x kills them, even more bacteria and viruses including cold and influenza.

New Mild Herbal Scent

Sol-U-Guard Botanical 2x still has the pleasant scent of fresh herbs, but it is significantly milder than the original Sol-U-Guard Botanical. There are no harsh fumes and no bleach, simply a fresh-smelling botanical disinfectant that is gentle enough to use around kids and pets.

Saves You Money- Just alittle additional information about the wonderful products available from our company.

You can accomplish health and wealth from a company that cares about you and your family.  Create a home business with a team that cares about your success…

http://www.kjwealthplan.com

What Does Your Home Business Offer? Awesome All The Time

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Let us help you set up your Membership by the 10th of January, and receive Two Remarkable Products F*R*E*E!!!  Our way of saying “Welcome!”
You were probably told that EVERYONE who sets up new shopping accounts receives $100 in F*R*E*E* Loyalty Dollars starting next month… but LOOK what you will also received THIS month ….  Two FREE beauty treatments valued at $98.50!! 

From January 1-10, 2011 … as a New Preferred Customers (and hopefully a business builder with us)  not only do you recieve in $100 Loyalty Shopping Dollars, but you’ll also receive Fortifying Vitamin Lotion and the Wrinkle Release Eye Serum!! These are two of Sei Bella’s most popular and sought after beauty products.. and you get them F*R*E*E!! 

SO…. what’s holding you back?!?!?   Lets TEAM UP so we can help you get started today!!

Join this awesome team and start your home business today !!!!

http//www.kjwealthplan.com

Kim Gottschall
kimgottschall@gmail.com
770-363-0995
WealthToHealthTeam

Benefits of a great business and awesome products

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Benefits of a great business and awesome products

We have every product you need to simply switch stores, be happy and save money.

Keep Clothes Looking New &  Save 50% Winter Laundry Special  (My Favorite) :)

Being Happy and Healthy Make A Great Holiday Gift To Yourself.
Making Extra Money Doing Something You Love , Is Even Better.

You can even shop by your health needs.  Such as weight management, nutrition, bone and joint,
heart health, antioxidants, digestive, eyes, stress and anxiety, prostate, immune, brain, menopausal
and urinary tract health and so much more.

We have something for everyone, Compare and Save… you will see the difference.  You can simply be
a preferred customer or customer also making extra money.  The choice is yours.  No matter what you
decide you will be so happy with the products.  If you would like to learn more, please contact me today.

http://www.kjwealthplan.com

Happy Holidays,

Kim Gottschall

kimgottschall@gmail.com

Where Do You See Yourself Going?

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Do you have any debt? If so sitting in front of the
TV is not going to get you out of your situation
any faster.  You are in fact cheating your family out
of thousands of dollars in residual income, and a
lifetime of FREEDOM! So, who are you…the person
sitting in front of the tube or the person living
up to your full potential?

It is said that a full 95% of people are content to just get by, and only 5% of us are true entrepreneurs, willing to learn and apply and grow into our full potential.

Where do you see yourself?  Its time to change you life and open a successful
home based business.  Opening a home based business has many advantages besides
success, many tax write offs its your money keep it.  Please visit our site to learn more.

http://www.kjwealthplan.com

Too positive to be doubtful, too optimistic to be fearful, and too determined to be defeated

You indicated that you wanted to improve your financial situation, yet it doesn’t seem you were serious.  Am I wrong?

How will your life be remembered ? Will your story be lost among the millions who were afraid to take a chance even though they had a successful and proven Mentor who was willing to help them? There’s obviously nothing to gain by “following the crowd” or doing what you’ve always done. You may as well put yourself out to pasture to never realize your life ambitions.

Each of us has an amazing opportunity to live LARGE if we are willing to work for it. It takes leaving the comfort of our familiar meadows where we’ve failed to find financial success and walking FORWARD!

It won’t get any easier than it is now with our DOLLAR MEMBERSHIP, but that chance will be ending in a few days. Our team is earning tens of thousands of dollars every month from home, and we’re ready to help you.  All you need to bring to the table is a sense of DESIRE and your willingness to invest some EFFORT with us.

If you’re willing to do that, let’s get you on one of our Online Presentations this weekend and show you how what we have HAS something powerful to offer you!  Join Us You Will Be So Glad You Did..

http://www.kjwealthplan.com

Your Future Is Not A Matter Of Chance

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You have to make your own opportunities.  Your future is not a matter of chance.  It’s a matter of your choice.  It’s not something you wait for.  It’s something you must actively pursue.

Don’t wait for extraordinary opportunities.  Seize common occasions and make them great.  Opportunity can come disguised in the form of misfortune, or temporary defeat.

Start today, right where you are.  Distant fields will always appear greener.  Yet, golden opportunities areall around you.

You can live a great dream if you pursue it.

REALLY think about this one guys….

MAKE this weekend of DOLLAR MEMBERSHIPS count!!  Let’s show them how to turn part of their BlackFriday shopping for the holidays into 2010 Business TAX WRITE OFFS….

http://www.kjwealthplan.com