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Archive for the cash system Category

Its Easy Going Green In Your Bath Room

Going green is more then just a fad now days. People are really starting to understand the necessity of being aware of the choices you make and what it does to the environment. There are many places where we can go green very easily in our lives. Very easy changes can be made in your bathroom to go green.

First off, think of what you use to clean your bathroom. There are so many different chemical cleaners out there that are single purpose. I prefer not to use any of them.  Instead I use a single spray bottle filled with white vinegar.  It doesn’t take much elbow grease at all.  Even better the kids can help, because vinegar is so safe. When you save multi surface cleaner vinegar definatly fits the bill. Mirrors, floors, sinks, toilets, and bathtubs can all be scrubbed down with simple white vinegar. You cut down your tub of cleaners to a single spray bottle.

If you have tougher scrubbing to do like ring around the bathtub, you can make a paste out of baking soda and water.  This easily does the job. Finish off with a simple vinegar rinse and you are done. Without the harsh chemical residue on the tub, I don’t feel guilty letting my kids soak in the bathtub.

Consider removing the anti-bacterial soap. Go for a bar soap or a liquid soap that is not anti-bacterial. The use of anti-bacterial soap may be helping to create super strains of resistant bacteria. There are many beneficial bacteria that live on our skin that are supposed to be there. Killing off beneficial bacteria is never good.  This bacteria helps to out compete bad opportunistic bacteria that you don’t want to live on you. Ultimately ditching the anti-bacterial soap is safer for both you and the environment.

Think renewable when it comes to towels and bathrobes. It is getting to be much easier to find organic cotton and bamboo towels in stores then it used to be. These are nice towels, but the price is a little higher. Since bamboo is a renewable resource and organic cotton reduces the amount of chemicals being put into the environment you can wrap yourself up and know you are helping your environment.

Put a little green into your bathroom routine.  It really isn’t too big of a deal. It isn’t hard to make more responsible choices when it comes to towels. Walk past the anti-bacterial liquid soap and get a simple bar of soap instead. Think about what other little changes you can do that can go a long way.

http://www.kjwealthplan.com

Advantages Of A Home Based Business

Advantages of A Home Based Business

Here is his list of potential deductions for your business:
Your Business portfolio. Usually about $32.50 (US), this is the membership expense that actually starts your business. (Use your Account documents to document, or your canceled check.)
Your Value or Career Pack/Sampler Kit
. In order to understand and market Melaleuca’s unique products, you need to use them yourself. These packs provide you with the most popular products for you to try, and convert your house at the same time. (Melaleuca provides receipts for all purchases, keep for tax time.)
Your Monthly Purchases.
These purchases are “required” in order to get a check (no purchase, no check). Thus, this qualifies your purchase as a deduction. Since many of the benefits from using Melaleuca products come in the long-term, we must become a “product of our products”, and the daily/monthly usage allows us to do this. Also, if you give in-homes and one-on-ones you need your products to be fresh and attractive to show them to potential customers.  Many CPAs confuse Melaleuca with a Distributorship where you have to buy, inventory, and resell product. In those businesses, your purchases are not deductible. Melaleuca is a WHOLESALE business where 95% of the product goes directly to the end customer. This also permits Melaleuca to charge taxes on only the wholesale cost, rather than the catalog retail, as other home businesses do (Amway, MaryKay, Avon, etc.). (Document these purchases with the packing slip/invoice in each order. Don’t forget the sales tax and shipping is included in this deduction!)
Your Home Office.
Create one area in your house to do your Melaleuca Business from. It can be out of a closet, a desk in the corner of a room, a full room, or an office created out of some of your garage space, the only requirement is that it be used exclusively for business. If your desk is in the TV room, you can’t deduct the whole room, just the area that you actually work in. The percentage of the house used for business calculates the part of the following that you can deduct from your taxes: (Document with receipts.)
Rent (If you own your home with the bank, the interest, taxes, etc. are applied elsewhere)
Electrical Bill
Sewer Bill
Insurance (not deductible at all, unless you have a home business!
Cleaning Service (as long as they clean where you office is too!
Garbage service
Water Bill
House Repairs
Landscaping (if people come to your house on business)
Personal Training Expenses. (Document with receipts)
Seminars Attended
Books
Cassette / CD programs
B.E.S.T. series tapes/CDs
Training Conference calls
Advertising Expenses.
Like MelaGear? It all has the logo, and is thus an advertising expense.
Giving a gift? If Melaleuca product, or MelaGear, treat as Advertising.
Newspaper ads
County Fair / expo booth fees.
Flyers
Product Samples
Company Literature
Reproduction costs (photocopies, etc.)
Labor Expenses paid to your children for Business related work.
(Up to $4700 in 2003). Keep track of what is done, and how much paid, pay by check, canceled check is proof. NO SSN OR INCOME TAXES need to be paid on your children!
Emptying the Garbage
Mowing Lawn, other Landscaping
Cleaning your office.
Filing.
Computer work (Most kids are better at computers than we are!)
Envelope stuffing/postcard stamping, other mailing tasks.
Other business related items.
Business Travel.
Convention
Travel to pre-arranged presentations. Going to visit your sister? Put an ad in their local paper two-three weeks before, coordinate several appointments, and your trip is deductible (within some limits). Is your wife/husband going? Are they working with you in the business, and will they be at the appointments? Their trip is deductible too!
Air fare, train fare, and car mileage.
All “fees” related to travel - parking, tolls, security, etc.
Meals while on the trip (subject to limitations).
Entertainment expenses (subject to some rules and limitations)
Out of area training.
Office Expenses.
Paper clips, printer paper and toner, light bulbs, pens, pencils, highlighters.
White boards, easels, presentation flip charts
Furnishings (Chairs, desks, lamps, carpet, etc.)
Equipment (Computers, printers, fax machines, PDAs, phones, etc.)
Phone bill (If you only have one phone, only the long distance calls related to business, the IRS believes that one line is a ‘necessity’ and will not allow that as a deduction).
Special services on your phone bill (Three-way calling, call waiting, voice mail)
Second line used for business. (Document business usage by adding to your business card/stationery)
Cell Phone. (Document business usage by adding to your business card/stationery)
iglide.net account and e-mail. (Document business usage by adding to your business card/stationery). (Document fees by printing billing from iglide.net)
Data processing costs for business report. (Melaleuca documents for you on business report, and on year-end 1099 form)
Postage for business mailings.
In-Touch Reports costs.
Mentoring Report costs.
Business Meals. When you do a presentation at a restaurant/coffee shop, pick up your receipt! This is a deductible expense (50%)
Celebration Expenses.
Giving a party to celebrate? Make it a business event. Invite your business associates/prospects and deduct the entire cost! (Make sure you celebrate your business!) Document via receipts and invitation list, have attendees sign a “guest book” to document who attended.
In-home expenses
.
Baby Sitters
Product cases (for carrying display product in/out of house)
Demonstration supplies.
Assistants (read: your children, if old enough)
Food provided (100%).
Snacks/Tea/Coffee/Attain Shakes (100%)
Mileage to/from presentations, training events, Product Launches, etc. (36¢ per mile this year!) Document with mileage log. Do for three consecutive months, or three like periods, extrapolate totals to full year (multiply by four). IRS requires some sort of logical, written documentation of this. If your day planner does not have a good sheet for this, check out on the web for one, or make your own. It needs Date, purpose, start mileage, end mileage, total mileage on the trip, and total mileage for the month. You will also need the year’s start and ending mileage numbers off of your car’s odometer for the tax form.

Now for some “general” tax issues that you should be looking at, if not using:
401K. Usually set up by an employer, often with matching funds. If you have the option, you should be contributing. Start low on the percentage scale and move up with each raise (add 1% to your contribution). Your contribution is not taxed until you take it out, and if your company is matching a percentage of your contribution, you are almost guaranteed to come out ahead!
College Tuition Deduction.
With some income limitations, allows up to $3,000 deduction for college tuition in 2002 and 2003, $4,000 in 2004 and 2005. Expires at the end of 2005, and cannot be taken in the same year, for the same student as the Hope or Lifetime Learning Credits (below)
Hope Credit.
Designed to help pay for the first two years of college for yourself or your children. 100% of the first $1,000 and 50% of the next $1,000, for a total credit potential of $2,500! Student must be enrolled at least halftime, and in a program leading to a recognized credential or degree.
Lifetime Learning Credit.
Covers up to 20% of the first $5,000 spent on updating or learning a new job skill. Maximum credit per year of $1,000 per family (Husband/wife).
Car Lease.
Look at the lease/purchase decision VERY carefully! Usually the lease option is best for those that do not drive a lot, because the lease penalties for going over the anticipated mileage are very severe. (We have a friend who parked his leased car for a year to get the mileage back into the lease zone, and he still had to pay the lease and insurance on the car!)
Want to help your grandchildren who don’t live with you?
Set up a Coverdale Education Savings Account for them. You can contribute up to $2,000 per year, and the money can be used for college or qualified Kindergarten - 12th grade expenses also (read that “Private School”. Also check out your State and Federal “Section 529″ savings plans.
If you’re concerned about Capital Gains on the sale of your home. Don’t take the depreciation part of the Home Office Deduction. Up to $500,000 of the Captial Gains is fully tax sheltered, if you have lived in the house for at least 2 years.
Staying at a Friend’s house while on business?
Give them a gift in return, and deduct the amount as lodging for the trip. Cash or product are both OK (of course, I always give a gift of Melaleuca Products, especially if they are not yet customers, it breeds interest!) Limitation: Cannot exceed the cost of average hotel room in the area. (You can get the government’s idea of “average” for an area by searching for the US Government “per diem” rates on the Internet).

Taxes are a VERY complex issue, and no widespread communication like this would be complete without the “boiler plate” disclaimer:

All of the above information is advisory and educational. It MAY NOT apply to you and your circumstances in any given year. If you have any questions about your specific situation, consult a qualified Tax Professional.

Join our wonderful team today : http://www.kjwealthplan.com

The Perfect Home Based Business You Have Been Searching For

kim-gottschall-businesscardkjwealthplan.jpgI sat on a 30 minute webcast/call yesterday learning all about this opportunity , here is the situation. It is actually a no brainer…the company is called Melaleuca (comparable to Costco or Sam’s except they don’t sell food). Look at their website; they have amazing products that are all environmentally safe - www.melaleuca.com. They have been around for 23 years and are doing amazing in the marketplace and are nationwide so anyone can join anywhere! Also look at www.saferforyourhome.com this site discusses the products and the company.The jist is this, you sign up for a membership just like you have at Costco or Sam’s  $29 to join for the year then $12 thereafter per year - I can afford that.You earn a percentage off of their purchases (7%-20%).There isn’t any selling involved, just tell your friends or family members about the company and let them determine if they want to become members. I am going to try this  no harm no foul for the cost of a $29 membership (that is your only obligation)!  If you guys want to sign up, let me know asap.The network of support is amazing and very informative! http://www.kjwealthplan.com  I would love to tell you more about the wonderful company and the income opportunity. Please contact me soon.To Your Success,Kim Gottschallhttp://www.kjwealthplan.comkimgottschall@gmail.comCell: 770-363-0995

Tax Advantages Of A Home Based Business - Open One Today….

We’ve ALL heard there are many tax advantages to having a Home Based Business. A seminar conducted last spring listed over 50 ways one can DOCUMENT and DEDUCT BUSINESS EXPENSES from your U.S. Income Taxes, some of which you might not have considered! 

As the IRS requires written documentation to qualify for the deduction, KEEP ALL RECEIPTS!

The home based business industry was looked at, and the statistics showed that MOST individuals never produce profit from their company. However, our company is one of the few where statistics show many, many people earn profits… and doing so on a consistent or month to month basis. 

Here is his list of potential deductions for your business:

Your MEMBERSHIP fees

Your INITIAL PRODUCT ORDER. Yes, even thought you’d be purchasing these types of necessity products elsewhere if you were not part of this business, NOW that purchase can be tax deductions!

Rent

Electrical Bill

Sewer/Water Bill

Insurance (not deductible at all for those without a home business!)

Cleaning Service (as long as they clean where you office is too!)

Garbage service

House/Office Repairs

Landscaping (if people come to your house on business)

Personal Training Expenses.

Advertising Expenses.

Newspaper ads

Flyers / Business Cards / Trifolds

Product Samples

Company Literature

Reproduction costs (photocopies, etc.) Labor Expenses paid to your children for Business related work.

Business Travel 

  
When you take into consideration the additional TAX ADVANTAGES, it makes EVEN MORE SENSE that the timing is right to change where you NOW shop to THIS COMPANY, using your Home Computer with your own HOME BASED BUSINESS…. 

Of course you’ll want to consult your accountant as laws vary from state to state, country to country and year to year, but we can promise you this: having a home-based business will help keep more of your hard earned money in your pocket.

Join A Great Company And Awesome Team Today…. You have the potential to make some really great money and save money in the process.  It doesn’t get any better than this.

http://www.kjwealthplan.com

Benefits of a great business and awesome products

melaprod.jpg

Benefits of a great business and awesome products

We have every product you need to simply switch stores, be happy and save money.

Keep Clothes Looking New &  Save 50% Winter Laundry Special  (My Favorite) :)

Being Happy and Healthy Make A Great Holiday Gift To Yourself.
Making Extra Money Doing Something You Love , Is Even Better.

You can even shop by your health needs.  Such as weight management, nutrition, bone and joint,
heart health, antioxidants, digestive, eyes, stress and anxiety, prostate, immune, brain, menopausal
and urinary tract health and so much more.

We have something for everyone, Compare and Save… you will see the difference.  You can simply be
a preferred customer or customer also making extra money.  The choice is yours.  No matter what you
decide you will be so happy with the products.  If you would like to learn more, please contact me today.

http://www.kjwealthplan.com

Happy Holidays,

Kim Gottschall

kimgottschall@gmail.com

Too positive to be doubtful, too optimistic to be fearful, and too determined to be defeated

You indicated that you wanted to improve your financial situation, yet it doesn’t seem you were serious.  Am I wrong?

How will your life be remembered ? Will your story be lost among the millions who were afraid to take a chance even though they had a successful and proven Mentor who was willing to help them? There’s obviously nothing to gain by “following the crowd” or doing what you’ve always done. You may as well put yourself out to pasture to never realize your life ambitions.

Each of us has an amazing opportunity to live LARGE if we are willing to work for it. It takes leaving the comfort of our familiar meadows where we’ve failed to find financial success and walking FORWARD!

It won’t get any easier than it is now with our DOLLAR MEMBERSHIP, but that chance will be ending in a few days. Our team is earning tens of thousands of dollars every month from home, and we’re ready to help you.  All you need to bring to the table is a sense of DESIRE and your willingness to invest some EFFORT with us.

If you’re willing to do that, let’s get you on one of our Online Presentations this weekend and show you how what we have HAS something powerful to offer you!  Join Us You Will Be So Glad You Did..

http://www.kjwealthplan.com

Your Future Is Not A Matter Of Chance

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You have to make your own opportunities.  Your future is not a matter of chance.  It’s a matter of your choice.  It’s not something you wait for.  It’s something you must actively pursue.

Don’t wait for extraordinary opportunities.  Seize common occasions and make them great.  Opportunity can come disguised in the form of misfortune, or temporary defeat.

Start today, right where you are.  Distant fields will always appear greener.  Yet, golden opportunities areall around you.

You can live a great dream if you pursue it.

REALLY think about this one guys….

MAKE this weekend of DOLLAR MEMBERSHIPS count!!  Let’s show them how to turn part of their BlackFriday shopping for the holidays into 2010 Business TAX WRITE OFFS….

http://www.kjwealthplan.com

What Do You Look For In A Home Business

When evaluating network marketing companies the key criteria for comparison are:

The Company and Management Team

The Companies Policies and Procedures

The Industry

The Products or Services

The Timing

We have it all , plus some.  Join our team today.  We are creating and fulfilling dreams.

http://www.kjwealthplan.com

The Compensation Plan

Bottom Line: The management team and policies and procedures of ALL prospecitve companies will be thoroughly vetted.

The Industry:

The vast majority (over 90%) of network marketing companies participate in one of four different industries for their primary product line.

Nutritional Supplements - 71%

Personal Care/Skin Care - 14%

Household Products - 6%

Telecommunications - 5%

Other - 4%

This is exactly what we offer.   If your looking for a real business that offers the training and dependability you have visited the right place.  If I can assist you further in learning more about the great opportunity, please contact me anytime.

Best Wishes,

Kim Gottschall

http://www.kjwealthplan.com

Think Green $$ - A Convenient way to get safer, healthier products for your home and create a successful home business!!!

Protect yourself, your family, and even your pets!  We offer an array of safe, effective products available for purchase without leaving your house! Beat the grocery store price and have piece of mind knowing your home is greener!  You’ll rest easier knowing that every corner of your home is clean, fresh and free from the harmful toxins found in most commercial products.

A simple, full-time or  part-time way to earn extra income.
When you find products you love, you naturally want to tell other “green-minded” people. And when they’re interested in buying the products, you get paid a healthy commission!

You should really check out our team:  http://www.kjwealthplan.com

Take The Steps To Change Your Financial Situation In Your Life

Hello My Friends!   Are you ready for a busy and productive weekend??

I want you to think about something for a minute…… What do you take a “stand” for?

Do you have the courage to take steps to make the financial changes in your life you said you wanted?  Remember, if we keep doing the same things we’ve always done, we’ll keep getting the same things we’ve always gotten….  Do you REALLY want a change in your financial situation?

You know, courage comes in many forms. In Hollywood, courage involves evildoers and daring deeds. In real life, rescue workers, police, and the military have the courage to lie their lives on the line for someone else or a cause. Even for those of us who live life on a much smaller stage, courage is no less important. The world and the future can be scary. Fear of failure, fear of change, and fear of taking a chance can be enough to keep us in bed all day if we let them. Do you live bravely or do you often look for the easy way out?  Today you’re faced with two choices, one being you do nothing and change nothing, and the other being you join our team and start to make those changes you Imagined.  We sincerely hope you’ll choose the bolder response!   It’s time to stand up for your values and your goals.

Working from home online has paid members of our organization Hundreds of Thousands of Dollars, but our Dollar Membership Drive will be ending Sunday.  It doesn’t get any better or easier than this.   We have online information sessions scheduled all weekend, so let’s get you reserved for one!  No HYPE.  No new out of pocket monthly costs.  REAL monthly savings for REAL necessity needs and REAL monthly income allowing the LIFE CHANGES we Imagined!

Join Us : http://www.kjwealthplan.com